ANN KEARN WILL HELP YOU FIND THE HOUSE OF YOUR DREAMS!

Buying a home can be a complicated process, and I take the buying process as seriously as my buyers do; therefore, I offer nothing but the highest quality of service to my clients. When you decide to purchase your home, make sure you hire someone whom you can trust and someone who wants to earn your business. Buying your home is one of the most important purchases you will make, so make sure you have the right agent who can provide you with the experience and the service you deserve.

I have earned the Accredited Buyer Representative (ABR®) designation, which is the benchmark of excellence in buyer representation. This coveted designation is awarded to real estate practitioners by the Real Estate Buyer's Agent Council (REBAC) of the National Association of REALTORS® who meet the specified educational and practical experience criteria. 

When you understand current market conditions, you are better able to position yourself in the market place. In a Seller's market, there tends to be considerable competition for the houses on the market. In a Buyer's market, there are more houses on the market, and buyers have more choices and room to negotiate. Here are some of the steps I will take to find your perfect home:

Determine Your Wants and Needs. This is the single most important step. My goal is to not waste your time by looking at properties that are not in your price range or homes that don't meet your needs. Throughout the buying process I will maintain your confidentiality and represent your best interests.

Choosing a Buyer's or Seller's Agent. There are differences in services that  agents can provide. A seller's agent works for the seller. The agent may be showing you homes and telling you about the area and features of the homes, but he works for the seller. Whatever you say to the agent may be told to the seller; his loyalty has to be to the seller, not the buyer. A buyer's agent works for the buyer. A buyer's agent not only shows you homes, tells you about the home's features and the area but also advises you about the home's value and assists you with the negotiations with the seller. What you say to the agent will be strictly confidential. I believe both sellers and buyers deserve professional representation and advice.

Home Shopping. I will use every available method to locate a property that matches your search parameters.  This will include properties listed with our office, offered through other real estate companies, as well as unlisted properties.  I will disclose all known facts about the property that are likely to affect your decision. When I find the home that meets your criteria, I will assist you in writing an offer and represent you in the negotiations.

Help You Get Pre-Approved. This step will show you how much you can afford.  This can be accomplished by speaking with your own financial institution or with one of several Loan Officers that I can recommend. I will be happy to assist you. The loan officer can determine what monthly payments will be comfortable for you and discuss the many products available that would be suitable for your own individual needs.